/*
 * Public marketing pages: /compare/* (comparison pages) and /tools/* (free
 * calculators). The header/footer come from fragments/public-header.jsp and
 * fragments/public-footer.jsp, which carry their own styles.
 */
*, *::before, *::after { box-sizing: border-box; }
body {
    margin: 0;
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    background: #f5f7fa;
    color: #1a202c;
    line-height: 1.6;
}
a { color: #4F46E5; }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible {
    outline: 3px solid #A5B4FC;
    outline-offset: 2px;
}
.mk-main { max-width: 960px; margin: 0 auto; padding: 32px 16px 16px; }
.mk-breadcrumb { font-size: 13px; color: #64748B; margin-bottom: 16px; }
.mk-breadcrumb a { text-decoration: none; }
.mk-breadcrumb a:hover { text-decoration: underline; }
.mk-hero h1 { font-size: 32px; line-height: 1.25; margin: 0 0 12px; color: #1a202c; }
.mk-lede { font-size: 17px; color: #475569; margin: 0 0 8px; }
.mk-asof { font-size: 13px; color: #64748B; margin: 0 0 24px; }
.mk-card {
    background: #fff;
    border: 1px solid #E2E8F0;
    border-radius: 12px;
    padding: 24px;
    margin-bottom: 24px;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.04);
}
.mk-card h2 { font-size: 22px; margin: 0 0 12px; }
.mk-card h3 { font-size: 17px; margin: 18px 0 8px; }
.mk-card p { margin: 0 0 12px; }
.mk-card ul { margin: 0 0 12px; padding-left: 22px; }
.mk-card li { margin-bottom: 6px; }

/* Comparison table */
.mk-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.mk-table { width: 100%; border-collapse: collapse; font-size: 14px; min-width: 520px; }
.mk-table caption { text-align: left; font-size: 13px; color: #64748B; padding-bottom: 8px; }
.mk-table th, .mk-table td { padding: 10px 12px; border-bottom: 1px solid #E2E8F0; text-align: left; vertical-align: top; }
.mk-table thead th { background: #EEF2FF; color: #312E81; font-weight: 700; }
.mk-table tbody th { font-weight: 600; color: #334155; width: 28%; }
.mk-table sup a { text-decoration: none; }

.mk-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.mk-two-col .mk-card { margin-bottom: 0; }
.mk-sources { font-size: 13px; color: #475569; }
.mk-sources li { word-break: break-word; }
.mk-note { font-size: 13px; color: #64748B; }

/* Soft call to action */
.mk-cta {
    background: linear-gradient(135deg, #4F46E5 0%, #764ba2 100%);
    color: #fff;
    border-radius: 12px;
    padding: 24px;
    margin: 8px 0 24px;
}
.mk-cta h2 { margin: 0 0 8px; font-size: 20px; color: #fff; }
.mk-cta p { margin: 0 0 16px; color: rgba(255, 255, 255, 0.92); }
.mk-cta a.mk-btn {
    display: inline-block;
    background: #fff;
    color: #4F46E5;
    font-weight: 700;
    padding: 10px 20px;
    border-radius: 8px;
    text-decoration: none;
}
.mk-cta a.mk-btn-secondary { background: transparent; color: #fff; border: 1px solid rgba(255, 255, 255, 0.7); margin-left: 8px; }
.mk-cta a:focus-visible { outline-color: #fff; }

/* Index grids */
.mk-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 16px; margin-bottom: 24px; }
.mk-tile {
    display: block;
    background: #fff;
    border: 1px solid #E2E8F0;
    border-radius: 12px;
    padding: 20px;
    text-decoration: none;
    color: inherit;
}
.mk-tile:hover { border-color: #A5B4FC; box-shadow: 0 2px 10px rgba(79, 70, 229, 0.08); }
.mk-tile h2 { font-size: 17px; margin: 0 0 6px; color: #312E81; }
.mk-tile p { margin: 0; font-size: 14px; color: #475569; }

/* Calculators */
.calc-form { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.calc-field label { display: block; font-size: 14px; font-weight: 600; color: #334155; margin-bottom: 6px; }
.calc-field .hint { display: block; font-size: 12px; font-weight: 400; color: #64748B; margin-top: 2px; }
.calc-field input, .calc-field select {
    width: 100%;
    padding: 10px 12px;
    border: 1px solid #CBD5E1;
    border-radius: 8px;
    font-size: 16px; /* 16px keeps iOS from zooming the page on focus */
    background: #fff;
    color: #1a202c;
}
.calc-actions { margin-top: 16px; display: flex; gap: 12px; flex-wrap: wrap; }
.calc-btn {
    background: #4F46E5;
    color: #fff;
    border: none;
    border-radius: 8px;
    padding: 11px 20px;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
}
.calc-btn.secondary { background: #fff; color: #4F46E5; border: 1px solid #C7D2FE; }
.calc-error { color: #B91C1C; font-size: 14px; margin-top: 12px; min-height: 1em; }
.calc-results { margin-top: 20px; }
.calc-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 12px; margin-bottom: 16px; }
.calc-stat { background: #F8FAFC; border: 1px solid #E2E8F0; border-radius: 10px; padding: 14px; }
.calc-stat .label { font-size: 13px; color: #64748B; }
.calc-stat .value { font-size: 22px; font-weight: 700; color: #1a202c; }
.debt-row { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr auto; gap: 8px; align-items: end; margin-bottom: 10px; }
.debt-row .calc-field label { font-size: 12px; }
.debt-remove { background: none; border: 1px solid #E2E8F0; border-radius: 8px; padding: 9px 10px; cursor: pointer; color: #64748B; }
.visually-hidden {
    position: absolute !important;
    width: 1px; height: 1px;
    padding: 0; margin: -1px;
    overflow: hidden; clip: rect(0, 0, 0, 0);
    white-space: nowrap; border: 0;
}

@media (max-width: 720px) {
    .mk-hero h1 { font-size: 26px; }
    .mk-two-col, .calc-form { grid-template-columns: 1fr; }
    .debt-row { grid-template-columns: 1fr 1fr; }
    .debt-row .calc-field:first-child { grid-column: 1 / -1; }
    .mk-cta a.mk-btn-secondary { margin: 8px 0 0; }
}